Saving is not enough. You must also…

Finance is not hard

Get rich: Consistency

What I’ve learned at the gym applies to getting wealthy. Find out what the other two keys are.

Investments do not discriminate based on race

Once upon a time, as here in Panorama City, the gatekeepers could keep people of color out of real estate and riches. No more. Investments don’t care what your color is. You can make it rich based on your acumen, not your race.

The poor are better off than the middle class

Surprise! The poor are often better equiped to get rich than the middle class. Financial education while you make money doing business.

You want to win? Prepare yourself to lose.

If you don’t risk, you can’t win. Find out other investment strategies.

Malawi: God inspired impoverished prodigy to harness technology for his people

William Kamkwamba was born amidst famine and poverty on a farm in Malawi, but with God’s inspiration he fabricated a primitive windmill to bring electricity to his house.

His ingenuity caught the eye of international organizations that opened doors for him and William graduated from Dartmouth College in 2014.

“With a windmill, we’d finally released ourselves from the troubles of darkness and hunger,” the resourceful youth told the Malawi Daily Times. “In Malawi, the wind was one of the few consistent things given to us by God, blowing in the treetops day and night. A windmill meant more than just power, it was freedom.”

William’s improbable journey from farm subsistence in Africa to international mover and shaker in technology education begins with his father, a rough fighting man who settled down after he received Jesus into his heart.

Christianity marked their household as much as poverty. The only boy among six sisters, William shouldered the burden to help his family survive. When rains skipped 2001 and famine clouds gathered, William had to drop out of school in 2002 because the family couldn’t afford the fees.

William dutifully toiled the soil, but he never let go of his hunger for learning and frequently visited an internationally-supported library near his home, where he found a couple of books about energy that piqued his curiosity. One was called Using Energy and How it Works.

As he thumbed through the pages with diagrams, he understood the basic mechanics behind magnetism for generating electricity in a turbine and a windmill. He was a tinkering kid who once disassembled his father’s radio because he thought there were little people inside that he wanted to talk to.

He was not able to reassemble the radio, so when he asked permission of his father to disassemble his bike to build a windmill, his father was resistant. Eventually he prevailed on his father and began to collect scraps of junk to fashion his windmill.

Like Noah building an ark, William became the laughingstock of the townspeople, who watched the formation of his quixotic windmill, resembling a modern art assemblage in the famine-stricken plains of Africa.

But when William brought light to his house in Mastala Village, a section of the country unreached yet by government’s electrification projects, villagers no longer laughed at him.

“When I was making all these, some people were mocking me that I was going mad but I had confidence in what I was doing because I knew if it was written in the books then it was true and possible,” William remembers. “When I succeeded they were impressed.”

He charged car batteries throughout the day, which then were used to light houses or power radios in the neighborhood.

Encouraged by his first success as a 14-year-old inventor, William next devised a plan to build a larger windmill to pump water during the drought. He received donations from outsiders to help his project.

After his second triumph, the town was no longer at the mercy of darkness or drought. Read the rest of William Kamkwamba Christian.