Category Archives: personal finances,

Kevin Robinson couldn’t afford to buy books, so he just read them at the bookstore. Today he is rich.

Despite making millions in real estate, Kevin Robinson, 38, scrimps on groceries, eating oatmeal, tuna out of the can, and frozen grapes instead of ice cream. He makes a point of always buying in bulk.

“My family thinks I’m just as cheap as hell,” Kevin says on a MarketWatch video. “They say, you’re just cheap. Go buy some real ice cream. But little things start to add up for me, and (living frugally) has been very, very good for me in building up my net worth.”

Today, Kevin Robinson — who calls himself Kayr — administers a real estate empire, but he grew up in “deep poverty” in Philadelphia. He serves as an example of someone God provided for abundantly as he gave to God’s work.

“No one in my family was financially literate,” he says. “What happened to me is that I was motivated because when I was 13 or 14 years old, I noticed my mother struggled with money and our local church was always raising money.”

So, he went to the local bookstore and read everything on finance, money management and real estate. He didn’t buy the books. He didn’t have the money to do so. He didn’t even have money for the bus to get to the bookstore. He walked there every weekend and spent the day reading them in the store throughout middle school and high school while his friends played sports.

“I would say, ‘I’m going to master this material. No one’s going to know more than me,’” he remembers. “I sat down. I read the book for free. I put it back.”

Throughout his childhood, Mom had to move 10 times. Though instability was not ideal, Kevin found inspiration.

“It looked like the landlord had all this power. He gets to decide who lives and who stays in his property,” he says. “I said to myself, ‘What am I going to do? Am I going to become the homeless person or the teenage dad? Or am I going to become the landlord or the business owner?’

“I decided to become the landlord and the business owner.” Read the rest: He read books on riches at the bookstore because he couldn’t afford them, then Kevin Robinson became rich.

Jeff Levitan on teaching orphans in the developing world the principles of wealth

Jeff Levitan had made millions by age 30, so he did what was expected: he retired to his beautiful home and a life of luxury funded by investments that would continue to churn out income for the rest of his life.

Two months later, he came out of retirement, finding himself bored.

Jeff realized that he needed something better than money and its trappings. He needed to find a higher purpose to animate his life.

Today, he’s back at financial advising and making money. The difference now is that he launched the All For One Foundation, which establishes orphanages around the world.

These are not your typical orphanages. He refers to them as “prosperity centers.”

If that name gave you pause, it does for a lot of people. They’re teaching the lessons of capitalism to poor little kids in countries with weak economies. Are the principles of wealth creation and wealth management the exclusive domain of developed countries? Or do they apply to the rest of the world also?

Jeff’s initiative is going to find out.

While the United Nations throws money at the world’s problems, the All For One Foundation is teaching some of the poorest orphans in the worlds how to break the cycle of poverty for future generations.

“All For One is doing more than just giving children of the world hope,” says a promotional video. “All For One is actively working towards building the systems needed not just to survive but to thrive. We’ve seen firsthand the lasting impact our projects have had around the world.”

For 20 years, these orphanages and schools in Sierra Leone, Nicaragua and 27 other nations, offer 25,000 kids (and sometimes their moms) shelter, food, health care, clothing and education — both regular academic classes and special financial courses.

Financial education – the stuff of Warren Buffett – in the developing world. Wrap your head around that.

Jeff Levitan is undaunted by the quixotic nature of his dream. Read the rest: Jeff Levitan’s ‘prosperity centers’ orphanages with All For One Foundation.

Tithing inspired them to get debt free

Newlyweds Anthony and Jhanilka Hartzog didn’t worry too much about their $114,000 in combined debt since they both had good jobs. He worked for a New York-based IT firm and she was a licensed mental health counselor.

“I felt like we’ll pay it off whenever we pay it off,” Jhanilka says on a CBN video. “There’s no rush, just kind of like everybody else does, you have car payments, you have student loan payments, this is just part of life.

But as they attended church, they were challenged to think about giving more to help others in need and to think about creating generational wealth, what they hoped to pass along to their children one day.

“I’m going to church now. I want to be a part of it. I want to support,” Anthony says. “The same way we were budgeting for our food and for our clothes, we were budgeting for our tithing as well.”

By budgeting, they reigned in their expenses. The couple took another step; they supplemented their income with side hustles. Anthony signed up his new car for peer-to-peer rental. Jhanilka started a dog sitting business. Anthony worked at a gym on weekends. The industrious couple also started a cleaning business.

Within two years, they had paid off their student loans and credit card debt.

“As we were raising our income, we were tithing,” Anthony confides. “The money we were tithing was never ‘felt’ because we were always getting it back.” Read the rest: Get debt free in God.