Category Archives: retirement

Septuagenarian missionary to Colombia with no signs of slowing down

Full of youthful energy and untiring passion, German Gastellum wanted a bigger ministry challenge to pour his indefatigable self into, the mission field of Villa del Rosario, Colombia, just across the border from socialism-scourged Venezuela.

He was a spry 72.

You read that right. Seventy-two years old. That’s when he started. Now, he is 75.

“God gives me the strength through the Holy Spirit,” he told God Reports at a June Bible conference in Tucson. “And the body is healthy. I have been through sicknesses and Covid and all that, and I have survived that because of the high defenses I have. One, I have spiritual defenses; I have prayer and the power of the Holy Ghost working in me, and then I have normal defenses and they’re kind of synchronized.”

While the only adventure of many of his fellow septuagenarians is snuggling up in the overstuffed chair to watch Bachelor in Paradise, German is putting people half his age to shame by chasing souls in the rigors of missionary life.

“The other thing that keeps me healthy is working for God,” he confides. “It’s being a witnessing machine to people. God is pleased with that, when we take the gospel to the poor, when we go to the places that Jesus would go, then He meets us there. He says, ‘Take my yoke upon you, for I am gentle and my burden is not heavy.’”

German (pronounced Her-MAHN) carries a burden for the Venezuelans condemned to languish under the withering chokehold of socialism. Poverty and hunger are so chronic and acute now that vast swathes of society are resorting to crime to feed themselves.

Colombia, which sent civil-war-refugees into Venezuela in the 90s, is returning the favor by welcoming Venezuelans into its country. The border is open, and Venezuelans walk for miles, barefoot and hungry, to reach the helping hands of Colombians in German’s town, which sits on the Tachira River separating the two countries.

German gives them two kinds of food, one for the body and one for the soul. Read the rest: Septuagenarian missionary in Colombia

Should I pay off my debt BEFORE investing for retirement?

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Financial fitness in 3 steps (part 2)

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MSIs

What are MSIs? Why do you need them?

Hint: Multiple Streams of Income
You need them in case one stream dries up. Or doesn’t produce enough.

Get your own MSIs.

Stress and boredom are opposites. Both extremes are unhealthy

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Breaking the cycles of losing

Grit, more important than talent

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Frugal: How penny-pinching can help you retire comfortably

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Nikki Cannon, building African American wealth in Los Angeles

People told Nikki Cannon’s mom, diagnosed with dyslexia, to be a typist. With bigger ambitions, she, notwithstanding, graduated with a bachelor degree, a master’s and a Phd. She became a university professor and a consultant for the U.S. Congress on social justice.

Triumphing over tough times was always part of Nikki’s life. Today she holds six professional licenses and an MBA and is building a team of financial professionals with World Financial Group. “I definitely did not grow up with a silver spoon in my mouth,” she told The Pace.

While she was in high school in Hawaii, her mother packed one suitcase and she and Nikki fled a physically abusive husband/step-dad. Mom and daughter landed in LAX, got a hostel room for two weeks and ate at soup kitchens until Mom got a job at Burger King.

Yup, a PhD flipping burgers. “She made it work,” Nikki says. “Honestly, I don’t feel like I came from poverty. I had a great childhood. There was never any obstacle that she was not going to overcome.” Eventually, mom landed a job with Children Protective Services and segued back to academia. For her part, Nikki was a stellar student at Los Angeles High School who, ironically, didn’t plan to go to college.

“Have you heard back from any of the colleges you applied to?” a college counselor called after her one day. No, she responded. She wanted to take time off to help out Mom. He looked at her grades and her SAT. It was too late for the UCs and Cal States, but she could still apply for private schools. At his insistence, she applied to four universities and was accepted into all four. Read the rest: Nikki Cannon financial advisor